Deb Montanez

468 Locust Street

Elgin, IL
$ 399,896 Beds 3 Baths 2 Sq 3,060
Monthly Estimate* How much can I afford?

Updated 3 bedroom, 2 bathroom home with a full finished basement and detached 2 car garage in Elgin! The main level features a newly updated kitchen with new cabinets, new gas stove, and new refrigerator. Dining room could be used as firsrt floor bedroom directly next to full bath. Beautifully remodeled bathrooms and fresh updates throughout. Additional improvements include a new high efficiency furnace, new air conditioner, new water heater, new electric panel, new garage doors and openers. Recent exterior updates include a newer roof and siding, Outside, enjoy a long driveway leading to the detached 2 car garage, a large backyard with plenty of room for entertaining or play. A charming south facing front porch that is perfect for enjoying your morning coffee. With numerous major updates already completed, this home offers a great opportunity to enjoy comfortable living with less to worry about.

New

  • Price
  • $ 399,896
  • City
  • Elgin
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • KANE
  • Half Bathrooms
  • 0
  • Area
  • Elgin
  • Lot Size
  • 0.23 Acres
  • Zip
  • 60123
  • Sqr Footage
  • 3,060
  • Year Built
  • 1910
  • Taxes
  • $ 6905
  • Style
  • MLS#
  • 12759419
Listed By: Garry Real Estate
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 3060
Sewer Public Sewer
Heating Natural Gas
Cooling Window Unit(s)
Possession Closing
Appliances Range,Refrigerator,Washer,Dryer,Range Hood
Garage Spaces 2
Association Fee Includes None
Construction Materials Vinyl Siding
Year Built 1910
Township Elgin
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Kane
New Construction No
Property Type Residential
Subdivision Name Jc and Wh Kimballs
Total Rooms 7
Full Baths 2
Status New
Directions State Street/Route 31 west on Locust to Home
High School Larkin High School
City Elgin
High School District 46
MLS Area Elgin
Elementary School Washington Elementary School
Tax Annual Amount 6905.62
Middle/Junior High School Abbott Middle School
Standard Status Active
Middle/Junior School District 46
Elementary School District 46
Property Type Detached Single

Interior Features

Interior Amenities 1st Floor Full Bath,Separate Dining Room
Basement Finished,Full
Laundry Features Sink
Total Bedrooms 3
Below Grade Finished Area 1020
Room Type No additional rooms
LivingAreaSource Assessor
Total Baths 2
Bedrooms Possible 3

Exterior Features

Parking Features Asphalt,Yes,Garage Owned,Detached,Garage
Lot Features Mature Trees
Water Source Public
Total Parking 2
Lot Dimensions 51X200X50X205
Lot Size Acres 0.23
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elmwood Park, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Washington Elementary School
Middle School Abbott Middle School
High School Larkin High School

Price History

9/15/2026 Listed $399,896

Property vs Zip Code Average in 60123

Price
AVG $500K
$400K
Taxes
AVG $8,850
$6,905
Year Built
AVG 1961
1910
Visits
AVG 74
6
Data Provided by Inside Real Estate®

Areas That We Cover

468 Locust Street Elgin, IL is a Single Family Home for sale at $399896 with 3060 sqft and a lot size of 0.23 Acres Acre(s). 468 Locust Street Elgin has 3 bedrooms, 2 baths and was built in 1910. The property's zip code is 60123 which is in Elgin, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Deb Montanez

Deb Montanez

Broker Associate

773-480-1231

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