Deb Montanez

40 E 950 North Road

Cerro Gordo, IL
$ 464,900 Beds 5 Baths 3 Sq 2,374 Virtual Tour
Monthly Estimate* How much can I afford?

Looking for space, privacy and the freedom of country living? This beautifully updated 5-bedroom, 3-bath ranch offers 2,374 finished square feet on 2.41 picturesque acres just minutes from Cerro Gordo and I-72. Surrounded by open countryside, mature trees and an expansive lawn, this property delivers the rural lifestyle you've been searching for while keeping everyday conveniences within easy reach. Step inside to a showstopping living room featuring soaring cathedral ceilings, exposed wood beams, a wood-burning stone fireplace and an impressive wall of windows that fills the space with natural light and captures views of the surrounding countryside. Original hardwood flooring flows through the living and dining areas, while luxury vinyl plank flooring complements much of the remaining home. The open kitchen provides abundant cabinetry and counter space, a large breakfast bar and a full complement of appliances that stay. Five main-level bedrooms provide exceptional flexibility for family, guests, home offices or hobby spaces. The primary suite features a beautifully remodeled private bath with double-sink vanity, tiled walk-in shower with glass door and updated flooring. Three full baths and main-level laundry add even more everyday convenience. Need storage or workspace? The unfinished basement offers approximately 1,279 additional square feet with plenty of room for storage, a workshop, home gym or future possibilities. The insulated oversized 32' x 35' attached garage features 8' overhead doors and approximately 9.5' ceilings-ideal for vehicles, equipment and toys. Outside is where this property truly shines. The beautifully maintained 2.41-acre setting offers room to spread out, play, garden, entertain or simply enjoy the peaceful rural surroundings. A 40' x 60' concrete pad with water already available previously held an outbuilding and offers exciting potential for a future shop or storage building. Numerous improvements provide added peace of mind, including extensive remodeling since 2011, roof and furnace in 2011, well pump and pressure pump in 2013, septic system in 2016, high-efficiency 80-gallon water heater in 2023, upgraded PEX plumbing, steel exterior doors and additional recent updates throughout. Enjoy country living approximately 5 minutes from Cerro Gordo, 10 minutes from I-72, 18 minutes from Monticello and 26 minutes from Decatur. Spacious, updated and exceptionally versatile, this is a rare opportunity to enjoy acreage, a substantial ranch home and room for the next chapter-all in one impressive rural property.

Active

  • Price
  • $ 464,900
  • City
  • Cerro Gordo
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • PIATT
  • Half Bathrooms
  • 0
  • Area
  • Western Champaign County - Piatt & McClean Countie
  • Lot Size
  • 2.41 Acres
  • Zip
  • 61818
  • Sqr Footage
  • 2,374
  • Year Built
  • 1964
  • Taxes
  • $ 5264
  • Style
  • Ranch
  • MLS#
  • 12716276
Listed By: KELLER WILLIAMS-TREC
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 2374
Sewer Septic Tank
Heating Propane,Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Microwave,Dishwasher,Refrigerator,Washer,Dryer,Cooktop,Oven,Range Hood
Garage Spaces 2
Association Fee Includes None
Architectural Style Ranch
Construction Materials Vinyl Siding
Year Built 1964
Township Willow Branch
Tax Year 2025
Ownership Fee Simple
Community Features Street Paved
Assoc Fee Paid Per Not Applicable
County Piatt
New Construction No
Property Type Residential
Possible Use Horses
Total Rooms 8
Full Baths 3
Status Active
Directions From Rt 32,turn west onto E. 950 North Road.
High School Cerro Gordo High School
City Cerro Gordo
High School District 100
MLS Area Western Champaign County / Piatt & McClean Counties
Elementary School Cerro Gordo Elementary School
Tax Annual Amount 5264.6
Middle/Junior High School Cerro Gordo Junior High School
Virtual Tour https://tours.premiumexposures.net/2399786?idx=1
Standard Status Active
Middle/Junior School District 100
Elementary School District 100
Property Type Detached Single

Interior Features

Interior Amenities Cathedral Ceiling(s),1st Floor Bedroom,1st Floor Full Bath,Beamed Ceilings,Open Floorplan
Basement Unfinished,Partial
Flooring Hardwood
Total Fireplaces 1
Laundry Features Main Level
Total Bedrooms 5
Room Type Bedroom 5,Mud Room
LivingAreaSource Other
Total Baths 3
Bedrooms Possible 5
Bathroom Double Sink

Exterior Features

Parking Features Gravel,Garage Door Opener,Garage,Yes,Garage Owned,Attached
Lot Features Mature Trees,Backs to Open Grnd,Level
Water Source Well
Total Parking 2
Foundation Details Block
Lot Dimensions 381 x 274 x 376 x 280
Lot Size Acres 2.41
Waterfront Y/N No
Other Equipment Ceiling Fan(s)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elmwood Park, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Cerro Gordo Elementary School
Middle School Cerro Gordo Junior High School
High School Cerro Gordo High School

Price History

8/14/2026 Listed $464,900

Property vs Zip Code Average in 61818

Price
AVG $460K
$460K
Taxes
AVG $5,264
$5,264
Year Built
AVG 1941
1964
Visits
AVG 3
2
Data Provided by Inside Real Estate®

Areas That We Cover

40 E 950 North Road Cerro Gordo, IL is a Single Family Home for sale at $464900 with 2374 sqft and a lot size of 2.41 Acres Acre(s). 40 E 950 North Road Cerro Gordo has 5 bedrooms, 3 baths and was built in 1964. The property's zip code is 61818 which is in Cerro Gordo, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Deb Montanez

Deb Montanez

Broker Associate

773-480-1231

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