Deb Montanez

677 Clark Street

Elgin, IL
$ 239,900 Beds 2 Baths 1 Sq 725
Monthly Estimate* How much can I afford?

Charming and cozy 2-bedroom, 1-bath home offering a bright, functional living space perfect for modern living. The welcoming interior layout maximizes every square foot, creating a warm atmosphere for daily relaxation and easy entertaining. The unfinished basement offers tons of potential to add even more living space, another bedroom or recreational room. Step outside to a great size deck overlooking your huge backyard, complete with an extra long driveway for ample parking. Major mechanical updates provide peace of mind, including a newer roof (2014), Furnace and Air conditioner (2019), and Hot water heater (2023). The Village of Elgin also updated the water line this year. Conveniently located near Downtown Elgin, multiple parks and easy access to Metra trains and Pace buses. Wonderful neighbors, Seller hates to leave.

New

  • Price
  • $ 239,900
  • City
  • Elgin
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • KANE
  • Half Bathrooms
  • 0
  • Area
  • Elgin
  • Lot Size
  • Zip
  • 60123
  • Sqr Footage
  • 725
  • Year Built
  • 1950
  • Taxes
  • $ 4332
  • Style
  • Ranch
  • MLS#
  • 12710293
Listed By: Huntley Realty
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 725
Sewer Public Sewer
Heating Natural Gas,Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range,Microwave,Refrigerator,Washer,Dryer
Garage Spaces 1
Association Fee Includes None
Architectural Style Ranch
Construction Materials Vinyl Siding
Year Built 1950
Electric Circuit Breakers
Township Elgin
Tax Year 2025
Ownership Fee Simple
Community Features Park,Street Lights,Street Paved
Assoc Fee Paid Per Not Applicable
County Kane
New Construction No
Property Type Residential
Total Rooms 4
Full Baths 1
Status New
Directions IL 31 to Schiller St to Clark St
High School Larkin High School
City Elgin
High School District 46
MLS Area Elgin
Elementary School Illinois Park Elementary School
Tax Annual Amount 4332.32
Middle/Junior High School Kimball Middle School
Standard Status Active
Middle/Junior School District 46
Elementary School District 46
Property Type Detached Single

Interior Features

Basement Unfinished,Full
Laundry Features Sink
Total Bedrooms 2
Room Type No additional rooms
LivingAreaSource Assessor
Total Baths 1
Bedrooms Possible 2

Exterior Features

Parking Features Asphalt,Garage Door Opener,Yes,Garage Owned,Detached,Garage
Water Source Public
Total Parking 1
Foundation Details Concrete Perimeter
Lot Dimensions 50X165
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elmwood Park, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Illinois Park Elementary School
Middle School Kimball Middle School
High School Larkin High School

Price History

9/12/2026 Listed $239,900

Property vs Zip Code Average in 60123

Price
AVG $500K
$240K
Taxes
AVG $8,847
$4,332
Year Built
AVG 1959
1950
Visits
AVG 73
13
Data Provided by Inside Real Estate®

Areas That We Cover

677 Clark Street Elgin, IL is a Single Family Home for sale at $239900 with 725 sqft and a lot size of Acre(s). 677 Clark Street Elgin has 2 bedrooms, 1 baths and was built in 1950. The property's zip code is 60123 which is in Elgin, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Deb Montanez

Deb Montanez

Broker Associate

773-480-1231

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